{"id":3691,"date":"2018-10-25T09:34:46","date_gmt":"2018-10-25T15:34:46","guid":{"rendered":"http:\/\/www.cajacgv.com.mx\/?p=3691"},"modified":"2022-11-17T16:14:53","modified_gmt":"2022-11-17T22:14:53","slug":"niveles-de-endeudamiento","status":"publish","type":"post","link":"https:\/\/www.cajacgv.com.mx\/index.php\/2018\/10\/25\/niveles-de-endeudamiento\/","title":{"rendered":"Niveles de endeudamiento"},"content":{"rendered":"<div  class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t<div class=\"fusion-column-wrapper\"  style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:25px;\"><\/div><div class=\"fusion-title title sep-underline sep-solid fusion-title-size-one\" style=\"border-bottom-color:#b21e26;margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-left\">Niveles de endeudamiento<\/h1><\/div><p>No siempre es malo tener una deuda, pero existen niveles de endeudamiento, por ejemplo, el moderado en el que tus deudas equivalen al 10% de tus ingresos, alto: tus deudas equivalen al 30% y el extremo donde tus deudas equivalen a m\u00e1s del 50% de tus ingresos.<\/p>\n<p>Si ya tienes deudas por el 30% de tus ingresos o m\u00e1s es muy probable que te nieguen un cr\u00e9dito.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-3869 aligncenter\" src=\"https:\/\/www.cajacgv.com.mx\/\/wp-content\/uploads\/2018\/10\/CO-1018-EN-600x600px_F1-01-300x300.png\" alt=\"\" width=\"300\" height=\"300\" srcset=\"https:\/\/www.cajacgv.com.mx\/wp-content\/uploads\/2018\/10\/CO-1018-EN-600x600px_F1-01-66x66.png 66w, https:\/\/www.cajacgv.com.mx\/wp-content\/uploads\/2018\/10\/CO-1018-EN-600x600px_F1-01-150x150.png 150w, https:\/\/www.cajacgv.com.mx\/wp-content\/uploads\/2018\/10\/CO-1018-EN-600x600px_F1-01-200x200.png 200w, https:\/\/www.cajacgv.com.mx\/wp-content\/uploads\/2018\/10\/CO-1018-EN-600x600px_F1-01-300x300.png 300w, https:\/\/www.cajacgv.com.mx\/wp-content\/uploads\/2018\/10\/CO-1018-EN-600x600px_F1-01-400x400.png 400w, https:\/\/www.cajacgv.com.mx\/wp-content\/uploads\/2018\/10\/CO-1018-EN-600x600px_F1-01.png 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><strong>\u00bfC\u00f3mo disminuir mi nivel de endeudamiento?<\/strong><\/p>\n<p>Traza un plan para disminuir tus deudas, identifica la m\u00e1s peque\u00f1a y enf\u00f3cate en liquidarla, si tienes s\u00f3lo una deuda que abarca el 30% de tus ingresos o m\u00e1s, puede resultar m\u00e1s dif\u00edcil liquidarla, pero no imposible. Tambi\u00e9n puedes disminuir tus pagos si haces aportaciones a capital, por ejemplo, los cr\u00e9ditos de <u>Caja CGV<\/u> te permiten aportar a capital sin penalizaci\u00f3n y de acuerdo a tu aportaci\u00f3n tus pagos disminuyen y as\u00ed puedes bajar tu nivel de endeudamiento.<\/p>\n<p>Si tienes atrasos en tus pagos con CGV contactanos <a href=\"https:\/\/www.cajacgv.com.mx\/\/index.php\/contacto-juridico\/\">aqu\u00ed<\/a> y ponte al d\u00eda con tus pagos.<\/p>\n<div class=\"fusion-clearfix\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3869,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[30,24],"class_list":["post-3691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-cgv","tag-deuda","tag-educacion-financiera"],"_links":{"self":[{"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/posts\/3691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/comments?post=3691"}],"version-history":[{"count":4,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/posts\/3691\/revisions"}],"predecessor-version":[{"id":3873,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/posts\/3691\/revisions\/3873"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/media\/3869"}],"wp:attachment":[{"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/media?parent=3691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/categories?post=3691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/tags?post=3691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}