{"id":3692,"date":"2018-09-28T10:42:48","date_gmt":"2018-09-28T16:42:48","guid":{"rendered":"http:\/\/www.cajacgv.com.mx\/?p=3692"},"modified":"2022-11-17T16:15:03","modified_gmt":"2022-11-17T22:15:03","slug":"cosas-que-afectan-tu-historial-crediticio-2","status":"publish","type":"post","link":"https:\/\/www.cajacgv.com.mx\/index.php\/2018\/09\/28\/cosas-que-afectan-tu-historial-crediticio-2\/","title":{"rendered":"Situaciones que afectan tu bur\u00f3 de cr\u00e9dito"},"content":{"rendered":"<div  class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t<div class=\"fusion-column-wrapper\"  style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:25px;\"><\/div><div class=\"fusion-title title sep-underline sep-solid fusion-title-size-one\" style=\"border-bottom-color:#b21e26;margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-left\">Situaciones que afectan tu historial crediticio<\/h1><\/div><p>5 situaciones que no sab\u00edas que afectan tu historial crediticio<\/p>\n<p>&nbsp;<\/p>\n<p><strong>1.-<\/strong> Evita sobre girar tus tarjetas o tener el saldo de tu L\u00ednea Cr\u00e9dito al l\u00edmite.<\/p>\n<p>Los otorgantes ven mejor el hecho de saber que pudiste endeudarte con m\u00e1s pero no lo hiciste, habla de un buen manejo de tus finanzas.<\/p>\n<p><strong>2.-<\/strong> Evita consultar constantemente tu bur\u00f3 de cr\u00e9dito.<\/p>\n<p>Se puede sospechar que hay riesgo de robo de identidad o riesgo de sobre endeudamiento.<\/p>\n<p><strong>3.-<\/strong> No tener cr\u00e9ditos activos<\/p>\n<p>Aun cuando tiempo atr\u00e1s tuviste muchos cr\u00e9ditos y siempre pagaste a tiempo, el no tener cr\u00e9ditos activos puede deteriorar tu historial r\u00e1pidamente. Puedes tener una tarjeta de cr\u00e9dito, aunque no la utilices.<\/p>\n<p><strong>4.-<\/strong> Deja pasar tiempo antes de tramitar otro cr\u00e9dito.<\/p>\n<p>Si hace 2 meses solicitaste tu tarjeta de cr\u00e9dito y el mes pasado tu cr\u00e9dito automotriz y ahora quieres uno hipotecario es muy pronto. Los otorgantes quieren ver a\u00f1os de cr\u00e9ditos pagados a eso se llama historial crediticio.<\/p>\n<p><strong>5.-<\/strong> Empieza a construir tu historial crediticio lo antes posible<\/p>\n<p>No es lo mismo tener un a\u00f1o a tener 5 o 20 a\u00f1os, los costos de los cr\u00e9ditos disminuyen y los montos aumentan, conforme tengas m\u00e1s tiempo manejando correctamente los cr\u00e9ditos.<\/p>\n<div class=\"fusion-video fusion-youtube\" style=\"max-width:600px;max-height:360px;\"><div class=\"video-shortcode\"><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/8NxDbEqL2cE?wmode=transparent&autoplay=0\" width=\"600\" height=\"360\" allowfullscreen><\/iframe><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3694,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[24,31],"class_list":["post-3692","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-cgv","tag-educacion-financiera","tag-historial-crediticio"],"_links":{"self":[{"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/posts\/3692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/comments?post=3692"}],"version-history":[{"count":1,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/posts\/3692\/revisions"}],"predecessor-version":[{"id":3693,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/posts\/3692\/revisions\/3693"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/media\/3694"}],"wp:attachment":[{"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/media?parent=3692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/categories?post=3692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cajacgv.com.mx\/index.php\/wp-json\/wp\/v2\/tags?post=3692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}